Tax Withholding Calculator — World's First AI-Powered Paycheck Optimizer

Payroll & W-4 Inputs

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Base Income Details

Gross Annual Salary ($) Pay Frequency

Filing Status Other Annual Taxable Income ($)

Federal W-4 Details

Multiple Jobs / Spouse Works?

Total Dependents Credit ($) Other W-4 Adjustments (Deductions $)

Extra Withholding Amount Per Paycheck ($)

State & Deduction Assumptions

State of Residence

Annual Itemized Deductions (Estimate $) Pre-tax Deductions (e.g., 401k, HSA) Annual $

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Paycheck Breakdown (Bi-weekly)

Gross Pay

Pre-Tax Deductions

Federal Withholding

State Withholding

FICA (SS + Medicare)

Estimated Net Pay

Annual Tax Projection

Total Taxable Income

Estimated Total Tax Liability

Estimated Total Withheld

Estimated Annual Refund / (Due)

Note: A difference near zero means optimal withholding. A large positive value is a large refund (interest-free loan to government). A large negative value means a large tax bill.

AI Financial Optimization Insights

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