Mortgage Calculator

Enter your loan details to calculate payments

1 Home Purchase Price Total purchase price of the home
$
Enter the total purchase price of the home
2 Down Payment Amount you pay upfront
$
%
20% or more avoids PMI
3 Loan Details Interest rate and loan term
%
Data from Federal Reserve Economic Data (FRED)
years
4 Loan Type Select your loan program
5 Additional Costs Taxes, insurance, and other fees
$
$
$
$

Mortgage Analysis

Your comprehensive mortgage breakdown

Monthly Payment

Conventional Loan
$2,247
$2,247 P&I + $900 Escrow

Payment Components

Loan Summary

Loan Amount $360,000
Total Interest $448,920
Total Cost $898,920
Payoff Date Oct 2054

Mortgage Over Time

Interactive year-by-year breakdown
Year 15
Principal Paid $180,000
Interest Paid $224,460
Remaining Balance $180,000

AI-Powered Insights AI

Payment Schedule

Payment # Date Payment Principal Interest Balance
Payments 1-12 of 360